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Terms & Conditions
  1. The CUSTOMER LOYALTY MONTH Lucky Draw’ Campaign (‘Campaign’) shall commence from 01/06/2014 and close on 15/07/2014 (the ‘promo period’).
  2. Customers, who avail the services of UAE Exchange & Financial Service Ltd. (‘the Company’) during the promo period, will be eligible to participate in this Campaign.
  3. For each successful transaction done at any of the branches of the Company or  for every completed online transaction, the Customer will get a lucky draw e-coupon number through SMS to such mobile number as provided by the Customer at the time of availing the service. Company shall not entertain any claim with regard to non-receipt of the e-coupon in case the mobile number provided by the customer is wrong and there will be no second issuance of e-coupon for that transaction.
  4. A customer who has registered under DNC (Do Not Call) facility and who willingly offers to participate in the Campaign by registering their mobile number shall not raise any future disputes regarding receipt of promotional SMS.
  5. The draw will be computer generated and will be held on 16th July 2014. To avail the prize, winner will have to produce proper id proof & e-coupon SMS received from the Company.
  6. Winners list will be announced / published in the home page of the UAE Exchange web site ( and on our Facebook fan page  on the same/next day.Winners may also be contacted over phone/email id (given by them at the time of participation). Though all reasonable efforts will be taken by the Company to contact the winners & inform them about the prize, the Company shall not entertain any claim with regard to non-receipt of timely information.
  7. 1st prize is Maruti Alto Car (1 no.), 2nd is Hero Bike (1 no.) and Samsung S4 mobile phones (10 nos). Prizes are neither transferable nor can substituted with any cash equivalent or otherwise. Giveaway prize images displayed on the flyers, banners and on website are for illustration purpose only and may differ in actual size and model.
  8. The prizes offered shall cover only the actual value of the prize specified. Any additional charges including the insurance,   taxes, registration cost and other incidental charges shall be borne by the winner and Company shall not be liable to bear any such cost except the actual value of the prize.
  9. The Company makes no representations or warranties as to the quality, suitability or merchantability of the prize offered in this Campaign.
  10. The winner should avail the prize within 30 (thirty) days from the date of announcement of the prize, failure of which the prize will stand canceled & lapsed.
  11. The Company reserves the rights to publish the winners’ photos in any media/forum for present/future promotional, marketing and publicity purposes.
  12. The Company reserves the right to amend the scheme at any time during the promo period, without any prior notice. In case the offer is made void in future under any law, or regulatory authority, the Company shall not be liable to provide any prize and/or compensation to the winners.
  13. All disputes arising or in connection of this Campaign are subjected to laws of India and the exclusive jurisdiction of courts at Kochi. The decision of the Company on all matters relating to the Campaign (including but not limited to any dispute/controversy arising out of this Campaign) shall be final and binding.
  14. UAE Exchange staff members/ employees of associate companies and their relatives are not eligible to participate in this Campaign.
  15. By participating in the Campaign, it shall be deemed that the customer has read, understood & accepted the terms and conditions as specified herein.
  16. In any case, this promo shall not be construed as an inducement from UAE Exchange to its customers to avail the services. Availing of services and participation in the promo shall be purely based on the choice of customers.
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