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Terms & Conditions

1. The ‘Lucky Draw Contest’ (‘Campaign’) shall commence from 06/10/2015 and close on 06/11/2015 (the ‘promo period’). 2. Customers, who avail the Foreign Exchange/Air-ticketing services (online/offline)of UAE Exchange & Financial Services Ltd. (‘the Company’) during the promo period, will be eligible to participate in this Campaign. 3. For each successful transaction done with the Company (at branch or online), the Customer will get an SMS to the provided mobile number at the time of availing the service. Such mobile number will be the coupon number for the Campaign. Company shall not entertain any claim with regard to non-receipt of SMS in case the mobile number provided by the customer is wrong and there will be no second re-issuance of SMS for that transaction. 4. A customer who has registered under DND (Do Not Disturb) facility and who willingly offers to participate in the Campaign by registering their mobile number shall not raise any future disputes regarding receipt of promotional SMS. 5. The draw will be computer generated and will be held on the 1st week of November, 2015. To avail the prize, winner will have to produce id proof & SMS received from the Company. 6. Winner’s list will be announced / published in the home page of the UAE Exchange web site ( and on our Facebook fan page UAE Exchange India on the same/next day. Winners may also be contacted over phone/email id (given by them at the time of participation). Though all reasonable efforts will be taken by the Company to contact the winners & inform them about the prize, the Company shall not entertain any claim with regard to non-receipt of timely information. 7. The selected Winner will be awarded with a cash prize of Rs. 100,000/- (Rupees One Lakh only). Company shall deduct applicable tax(es) from the prize money before disbursement as per the prevailing laws. Prize money shall be non-transferable and can be accepted only by the registered customer. 8. The winner should collect the prize within 30 (thirty) days from the date of announcement of the prize, failure of which the prize will stand cancelled & lapsed. 9. The Company reserves the right to publish the winners’ photos in any media/forum for present/future promotional, marketing and publicity purposes. 10. The Company reserves the right to amend the scheme at any time during the promo period, without any prior notice. In case the offer is made void in future under any law, or regulatory authority, the Company shall not be liable to provide any prize and/or compensation to the winners. 11. All disputes arising or in connection of this Campaign are subjected to laws of India and the exclusive jurisdiction of courts at Kochi. The decision of the Company on all matters relating to the Campaign (including but not limited to any dispute/controversy arising out of this Campaign) shall be final and binding. 12. UAE Exchange staff members/ employees of associate companies and their relatives are not eligible to participate in this Campaign. 13. By participating in the Campaign, it shall be deemed that the customer has read, understood & accepted the terms and conditions as specified herein. 14. In any case, this promo shall not be construed as an inducement from UAE Exchange to its customers to avail the services. Availing of services and participation in the promo shall be purely based on the choice of customers. Our Services: Foreign Exchange, Loans, Travel & Tours, Inward Remittance, Domestic Money Transfer, Insurance, Share Trading.