Loans

Gold Loan
Scheme Loan Amount Interest Rate Loan Tenure LTV
Santhwanam(GLA) 5000-10000 21.00% 12 months 60.00%
Suraksha(BL1) 10001 and above 21.00% 12 months 70.00%
Suvarna (SUR) 10001 and above 22.00% 6 months 75.00%
Personal Loan
Loan Type Loan Amount Interest Rate Other charges Tenure
Samrudhi 10,000 to 25,000 22%  Maximum Rs.500 for every EMI default 12 months
Samthrupthi(MTSS) 10,000 to 50,000 23% Maximum Rs.500 for every EMI default 12 months
Sampreethi 10,000 to 50,000 24% Maximum Rs.500 for every EMI default 12 months
Swarna(Against Gold) 2,500 to 50,000 22% Maximum Rs.500 for every EMI default 12 months
Vehicle Loan
Loan Type Interest Rate Other Charges Tenure LTV
Two wheeler Loan ( New Vehicles) 22% Maximum Rs.500 for every EMI default 24 months 80%
Four Wheeler Loan (New Vehicles) 18% Maximum Rs.500 for every EMI default 48 months 80%
Four Wheeler Loan (used Vehicles) 22% Maximum Rs.500 for every EMI default 36 months 70%
MSME Loan
Loan Type Loan Amount Interest Rate Other charges Tenure
Working capital Loans to subagents Upto 350,000 18% Maximum Rs.500 for every EMI default Upto 3 years
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