Avail vehicle loan LOW INTEREST RATE Our vehicle loans are designed with you in mind. Our rates of interest are competitive and tend to be customer friendly, more than anything else. We consistently ensure that our customers are not given any rude surprises in this regard. MINIMUM PROCESSING FEE Our processing charges are among the lowest charged by financiers in the market. This is levied one time at the time of the loan approval. There are no other hidden charges by way of documentation, credit assessment, CBIL Checking etc., either at the time of disbursement or during or at the time of closure of the loan. NO ADVANCE EMI We understand that the prospect of making the down payment could be a hassle in itself therefore, our repayment by way of EMI always begins as the regular monthly payment cycle. This is unlike other schemes floated by other financiers where the first EMI is collected at the time of loan disbursement. NO PRE-CLOSURE CHARGESM It is now a usual practice to penalize the customer for attempting to pay up a loan before tenure is completed by levying pre-closure charges. We do not charge you pre-closure charges, thus leaving you open the option of closing your loan anytime it becomes possible. NO HIDDEN COST Apart from the processing fee levied at the time of processing the loan, the customers are not charged under any other head. At UAE Exchange, we walk the talk. HIGH LTV (LOAN TO VALUE) We offer you upto 90% Loan to Value of on the road cost as against the prevalent 60% to 70% of the Ex-Showroom price of the vehicle offered by other financiers. Keeping in mind the interest of our customers we include the cost of insurance and road tax, which is mandatory at the time of purchase while calculating the Ex-Showroom price. Under Mahila scheme, ladies can avail loan up to 100% of LTV. MINIMUM DOCUMENTATION & FAST APPROVAL We make the promise of quickest processing of your loan applications. With minimum documentation and requisite details provided, your loan can be processed with less than a day’s time. We transfer the loan amount directly into dealer account through online transfer within 2 hours after loan approval. SPECIAL LOAN SCHEME FOR SUPER BIKES We help you keep in step with the changing times. With premium brands storming in the two wheeler segment, luxury two wheelers are today, a fashion statement as well as a status symbol. If you have an eye on one of them, we have the loan for you. Special schemes designed to help you own Harley Davidson, Ninja, Honda CBR and the like are on offer. We are possibly the only Financier offering this scheme. SPECIAL LOAN SCHEME FOR ELECTRIC SCOOTERS Even as we have the special schemes for premium two wheelers, we also have in our kitty a special scheme intended to promote environment friendly vehicles. Electric scooters are the answer to rush hour traffic as well as the burning environmental issue. So, we provide you with a loan to own eco-friendly two wheelers. This too is a scheme that is exclusive to us with no other financier offering anything similar. Part Payment Facility At any time customer can pay partial amount. Your Benefits: Schemes & Eligibility Criteria: Name of Scheme Max. Loan Amount. (Rs) LTV Period (Months) Int. Rate % Processing Fee (Rs) Classic Up to 50000 90% 24 22-24 Minimum 1900 60 k – 1 lak 90% 30 22-24 Minimum 1900 1 lak- 1.5 lak 90% 36 22-24 Minimum 2500 MAHILA 75,000 100% 12-24 21-23 1500-2500 PREMIUM 1.5 TO 10 Lac 85% 12-48 19-22 2500-4000 Car Loan 10,00,000 75% 12-48 18-21 5000-7500 Salaried Monthly salary not less than Rs.12000/-; 3 month’s Pay slip and salary crediting account statement. Self Employed / Businessman Proof of business along with bank statement containing business transactions. Post your requirements,Our customer executive will contact you soon.